On Debt

It's funny, how easy and instantaneous it is to accumulate massive debt. It's easier than ordering groceries on the internet. And I should know; I order a lot of online food.

I'm starting up grad school next month, and have been navigating the world of student loans as of late.

I was lucky, as an undergrad. I had solid scholarships, and my parents were in a good financial position to pick up much of the rest. I graduated with something like $18K in loans, which wasn't terrible. I decided to pay them interest-first, which was terrible. But what did I know when I set up the payment system at 22 and then walked away from it? I just wanted a cheap bill. I got what I asked for, and most of that debt still remains.

So - throw an entire MFA on the ol' tab, there. Why not?

I've had the loan in "pending" status on the school's website for awhile. My mouse would hover over the accept button and then I'd purposefully get distracted, move away, eat a donut, forget to finish. Until this morning at 8 a.m. when the financial aid office of the school called to hound me. "We can't process your loan if you don't accept it," said the nice lady. "Did you forget to log in? Did you lose your password?"

Oh well. Swallow, hit accept, walk away. Don't dare think about the future or you'll stop moving.